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Changes in insurance policy from June 2017

 

From May 6/2017, a number of policies on social insurance will be adjusted, which is the premium rate insurance fund for labor accidents and occupational diseases; To calculate pensions for military personnel, police and cipher; The payment of medical supplies to people with health insurance and adjustment of medical expenses for people without health insurance.


Reduce half the level of contribution to the occupational accident insurance fund

According to Decree 44/2017 / ND-CP dated 14/04/2017 of the Government stipulating compulsory social insurance premiums to the insurance fund for labor accidents and occupational diseases, with effect from the date of 1/6, Monthly employers pay laborers and occupational disease insurance funds according to the provisions in Clause 3, Article 44 of the Law on Occupational Safety and Hygiene with the following adjustment levels:

Reduction from 1% to 0.5% of the salary fund used to pay social insurance contributions of employees specified in Points a, b, c, d, e and h, Clause 1, Article 2 of the Law on Social Insurance, 2014 ( Except the object is the maid).

Reduction from 1% to 0.5% of base salary for employees stipulated in Point e, Clause 1, Article 2 of Law on Social Insurance.

For laborers working under labor contracts with a term of from one month to under three months, the above-said regulations shall apply as from January 1,

Employers are enterprises, cooperatives, individual business households and cooperative groups operating in the fields of agriculture, forestry, fishery and salt industry, which pay wages according to products, Months specified in Point a, Clause 1 of this Article (0.5%); Closed payment is made every month, every 3 months or every 6 months.


Monthly pension levels of military personnel, public security

From June 26, the Government's Decree No. 33/2016 / ND-CP detailing and guiding the implementation of a number of articles of the Law on social insurance for compulsory social insurance for military personnel, police and people Corps work as wages as for military personnel.

Accordingly, soldiers, people's policemen and crooks begin to receive monthly pensions from 2016 until the end of 2017. The pension rate is equal to 45%, corresponding to 15 years of paying social insurance, After that, for every additional year of paying social insurance, 2% for men and 3% for women; The maximum is 75%.

New regulations on medical supplies are covered by health insurance

On 14/04/2017, the Ministry of Health issued Circular No. 04/2017 / TT-BYT on the promulgation of the list and the ratio and conditions of payment for medical supplies within the scope of entitlement of people. To participate in health insurance, the total payment of medical supplies for one use of technical services shall not exceed 45 months of base salary.

If the monthly salary for a month is 1,210,000, if the patient is a participant in the health insurance with 100% of the cost of medical examination and treatment, the payment rate is 45 x 100% x 1,210,000 = VND 54,450,000.

In cases where the insured person is entitled to 95% of the cost of medical examination and treatment but insufficient time to participate in health insurance for 5 consecutive years, the payment will be 45 x 95% x 1,210,000 = VND 51,727,500 ...

The list of medical supplies covered by health insurance participants is the basis for the health insurance fund to pay the medical supplies used by the insured under the law on health insurance.

If the insured person is admitted to the hospital before the effective date of Circular No. 04/2017 / TT-BYT dated 1/6/2017 and discharged into the hospital within or after the effective date of this Circular, In this Circular.

No health insurance will be charged higher medical fees

On March 15, 1977, the Ministry of Health issued Circular No. 02/2017 / TT-BYT regulating the maximum level of the health care service fee not covered by the health insurance fund in medical establishments. Of the State and guidelines on the application of the price and payment of medical examination and treatment costs in some cases (effective from June 1, 2017); patients not yet covered by health insurance; Illness or use of medical services not covered by the Health Insurance Fund will be subject to adjustment fees.

There are 3 groups of services for people who do not have health insurance card adjusted price bracket maximum is the price of medical examination and examinations; Price per day bed treatment; Prices for technical services and tests for hospital classes. Of which, 2 groups of services and services on the bed treatment have increased 2-4 times higher than the current price, medical examination has increased four times in the regional polyclinic, medical station Commune level; Increased 2 times in class 1 and 2.

The circular also adds the price of 35 services not covered by health insurance such as: cosmetic services , dentures replacement, hearing aids, sprained treatment, myopia and refractive disability.

This increase will be a significant burden for patients without health insurance who require long-term inpatient treatment and the strongest impact on patients who do not have a health insurance card is the price of technical and laboratory services for hospital classes. , Regardless of whether the patient is outpatient or inpatient, on a short or long-term basis.

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